Go to the website No cost to apply, no application fee. Put 555-55-5555 as your social security number, don't put your personal info in step one. Your credit will NOT be run before seeing inside the home. If you know that you do have good or... excellent credit, please mention that in your application. That would be helpful to convey to show your strength as an applicant. Sometimes a summary cover letter to explain your story and qualifications is helpful but optional. If you are selected, the broker or agent will call you back to schedule a time to look at the home. Read More